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Terms of Use

These terms set the conditions for using Toledo Residents Directory. By using the service, you accept them; do not use it if you disagree.

1. Nature of the Service

Toledo Residents Directory is privately operated. It describes and links to public rolls, record indexes, and directory collections relevant to Toledo, Ohio. It does not host government records and is not connected with any records office, court, or custodian.


2. Permitted Use

Use the service only for lawful purposes. You may not use it, or material reached through it, to:

  • Stalk, harass, intimidate, threaten, or harm any person
  • Locate someone protected by a restraining or protective order
  • Commit identity theft or fraud
  • Make FCRA-regulated decisions (credit, employment, tenant, insurance)
  • Scrape, copy, or republish the site's content at scale
  • Interfere with the site's operation or security

3. Not a Consumer Reporting Agency

This service is not a consumer reporting agency under the Fair Credit Reporting Act, 15 U.S.C. § 1681 et seq. No content here, nor any result from a linked search tool, is a consumer report or may be used to make an FCRA-regulated eligibility decision.


4. External Links

Government portals and third-party services, including sponsored tools, apply their own terms and policies. We do not control their content, uptime, pricing, or data practices.


5. No Warranties

The service is offered "as is" and "as available," without warranties. We do not promise that content is complete, accurate, or current, or that an external portal will function or provide a correct result.


6. Liability Limits

To the extent law permits, we are not liable for direct, indirect, incidental, consequential, or special losses arising from use of this service or a linked resource, including reliance on a record result.


7. Indemnity

You agree to indemnify and hold the service operators harmless from claims or demands, including reasonable attorneys’ fees, that result from misuse of the service or a breach of these terms.


8. Intellectual Property

Original text, design, logo, and layout are protected by copyright. Links and brief attributed quotations are welcome, but full republication or systematic copying is not.


9. Updates to These Terms

We may post a revised version of these terms. Continued use after that posting accepts the revision.


10. Access Restrictions

We may restrict or block access, without notice, for a violation of these terms or abuse of the service.


11. Governing Law

Ohio law governs these terms without regard to conflict-of-law principles. Ohio’s public-records baseline is Ohio Revised Code §149.43, but that statute does not alter these private terms or require this service to disclose information.


12. Severability

If a provision is unenforceable, the remaining provisions continue in effect.


13. Questions

Send questions about these terms through the Contact page.